Personal Banking That Actually Grows Your Money
Earn up to 4.35% APY on savings – that's 10.9x higher than the national average. FDIC insured up to $250,000.
High-Yield Personal Accounts
Select from our range of personal banking accounts designed to maximize your returns while providing the security and convenience you deserve.
High-Yield Savings
- 10.9x national average
- No minimum balance required
- FDIC insured up to $250,000
- Interest compounded daily
- 6 withdrawals per month
- Automatic savings plans
Personal Checking
- No monthly maintenance fees
- Free online banking & bill pay
- Mobile check deposit
- Free ATM access nationwide
- Debit card with zero liability
- Overdraft protection available
Money Market
- Higher interest rates
- Check writing privileges
- Tiered interest rates
- Easy transfers between accounts
- $2,500 minimum balance
- FDIC insured
Banking Made Simple & Secure
We combine cutting-edge technology with personalized service to deliver exceptional banking experiences.
Award-Winning Mobile App
Bank anytime, anywhere with our 5-star rated mobile app. Deposit checks, pay bills, and manage your money with just a few taps.
Advanced Security
256-bit encryption, biometric login, and real-time fraud monitoring keep your accounts and information safe and secure.
24/7 Customer Support
Get help whenever you need it with our round-the-clock customer support via phone, chat, or email.
Instant Transfers
Move money between accounts instantly. Send money to friends and family with just a phone number or email.
Smart Budgeting Tools
Track spending, set savings goals, and get personalized insights to help you manage your money better.
No Hidden Fees
No monthly fees, no minimum balance fees, no ATM fees at thousands of locations nationwide. Banking should be simple.
See How We Stack Up
Compare our rates and features with traditional banks to see how much more you could be earning.
Frequently Asked Questions
Find answers to common questions about personal banking with bronclear.
Yes! All deposits are FDIC insured up to $250,000 per depositor, per ownership category. We use 256-bit SSL encryption, multi-factor authentication, and real-time fraud monitoring to keep your accounts secure.
You can open an account online in about 5 minutes. You'll need your Social Security number, a government-issued ID, and to be at least 18 years old. No credit check is required for deposit accounts.
No! We don't charge monthly maintenance fees, minimum balance fees, or ATM fees at thousands of locations nationwide. Some services like wire transfers may have associated fees, which are clearly disclosed.
Most deposits are available immediately. Mobile check deposits are typically available within one business day. You can transfer money between accounts instantly and make withdrawals at any time.
Yes! You can use your debit card anywhere Visa is accepted worldwide. We don't charge foreign transaction fees, and you can manage your account from anywhere with our mobile app.
Ready to Grow Your Money?
Join thousands of customers who are earning more with bronclear. Open your account today and start earning 4.35% APY on your savings.